Which of the following is classified as an insurable investment under FDIC?

Certificates of deposit (CDs) are classified as insurable investments under the Federal Deposit Insurance Corporation (FDIC). This is because CDs are time deposits offered by banks and savings institutions, where the depositor agrees to leave a certain amount of money in the bank for a fixed period of time in exchange for interest. The FDIC insures deposits in member banks up to the insurance limit, which adds an additional layer of security for these types of investments.

The other options do not qualify for FDIC insurance. For instance, government bonds and traditional bonds are considered securities rather than deposits, meaning they do not benefit from FDIC insurance. Real estate investments, while potentially lucrative, are also not covered by FDIC insurance, as they are not deposits held in a bank. This distinction is crucial for investors who want the added protection of FDIC insurance for their savings.